Home insurance policies would usually cover any damage in the event of accidents, burglaries and the like, and they even replace lost items inside your home. But to those planning on duping insurance companies in giving them money they don’t deserve, beware. These companies have people who go over everything in your statement and check out if you really are telling the truth. Those who try to cheat regarding their insurance claims and are found to be guilty could even be sent to jail. So be smart when it comes to these things, be honest and don’t even try any funny business.