Home loss or damages caused by fire is covered by an insurance policy. Event hough your home is insured, you should still protect your house from fire. Every buildings, establishments and even homes must have a fire exit or a fire escape plan. To keep everybody safe and making sure that they can easily escape from the fire, they all must know where the fire exits and the keys are and how to use and unlock them.
Everybody must also be informed of what the emergency number is, and always keep it beside your phone. If your phone can be programmed, it is best to save the number.