Do you know that pet damage may be covered by your basic home insurance? I bet you didn’t know that. You may not notice it before because they are not specifically mentioned in the contract. Pet damage is a standard cover in the United States because pets are like a part of the families of US Families. If your dear doggie named Freddie bit the son of your neighbor who was playing with his yellow ball in the yard, all the parents of the little boy needs to do is to submit the receipts to your insurance company and they will take good care of the reimbursement process. Don’t you ever fret if your neighbor file a case against you and your doggie named Freddie because that is covered too!