So you’re turning another year older and you invited your friends to come over and have a swimming party. Unfortunately, your bestfriend slipped and got injured. Doesn’t that hurt?

Are you aware that this is also covered by the basic home insurance? It is included also so that the injured can go directly to the insurance who in turn would reimburse their expenses without that person having to file a suit against you, the homeowner. Always keep in mind that this coverage can settle for other peoples misfortune inside the home but it excludes medical expenses for you and your family pet. Remember that!