Before an insurance company approves your submission of application for insurance for your home, they will check for the likelihood that you will submit a claim. A well-maintained and updated home means a lower insurance premium. Policies may vary depending on the company but there are a set of questions that the insurance company will ask.

WIRING: There are certain materials that composes a wiring that may increase that chance of fire. A deteriorated or damaged wirings can also increase the chance of fire. Some insurance company will give you time to remove the wirings while others may request for inspection.